Solve Your Financial Difficulties in Zambia

100% Online Application

Apply on your phone anytime and anywhere

Get it on Google Play
Loan App on Phone

Corporate Culture

CORPORATE VISION

Becoming the world's most trusted financial service provider

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CORE VALUES

Integrity Team Innovate Efficiency

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PHILOSOPHY OF SERVICE

Online customer service is always at your service

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Our Advantages

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High credit limit

The maximum limit is 20,000 ZMW

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Circular use

One credit cycle usage

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Quick loan disbursement

The fastest loan disbursement time is 3 minute

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Excellent service

Online customer service is always at your service

About Us

-Ngudo was born out of a desire to redefine how people access financial services in Africa. Launched with the goal of providing seamless, reliable, and fast micro-loans, Ngudo is now proudly operating in Zambia. Through innovative digital lending solutions, we offer fast, flexible, and secure loans that help you navigate life’s financial challenges.

-We built a new type of credit-led digital life: as people need loans to fund their business or for personal reasons, we offer them what they need with no collateral to make their lives easier. They cannot access those services from traditional banks so NguDo covers that unmet needs to help them thrive.

-Our vision is building the leading mobile fintech company for emerging markets. We bring financial inclusion to underbanked people in emerging markets!

Contact Us

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Calls/WhatsApp

+260772260271

+260773480158

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Email

customer@ngudoloan.com

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Working Hours

8AM - 5PM Monday to Saturday

FAQ

How can I repay the loan?

You can only repay throught the Ngudo App or by system USSD.

Why is the starting amount too small ?

We need to build a credit score and trust with the clients,to see how well and fast they can pay back

Why does the app ask a lot of questions ?

The questions asked help us determine if you qualify for the loan or not

Why was my loan rejected?

Your credit score can be low or you submited the wrong details. You are allowed to provide additional information to qualify the loan.

Is it possible to change the phone number i receive the money on?

No its not pissible due to scammer issues, also requirement for anti-money laundering

Do you offer clearance letters?

Yes, it is possible,please consult customer service

What happens if i make an extention

If you make an extension and pay the extension fee, you can extend your loan due day.

Why is that once one delays but later repays one can't access the services again?

We advise you to keep good repayment records to enable higher amount.

What if someone ask me to repay to his personal number?

This is SCAMMER. Please don't repay to any personal number.